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Stand-By Personnel's
EXCITING NEW
BENEFITS!

Stay Worry Free • No Out-of-Pocket Costs • $0 Co-Pay

Stand-By Personnel is teaming up with LLH Healthcare to offer eligible employees supplemental hospital coverage and preventative health services starting soon. Get ready to enjoy extra protection, added support, and peace of mind at no extra cost! Plus, see what the program can offer your family so everyone can benefit from added coverage and support.

How the Program Works

In addition to the Hospital Indemnity Benefits, LLH Healthcare provides a tax advantage benefit where employees may see an increase to their take home pay due to tax savings. See our example below for more details. Enrolled employees will have a pre-tax deduction and a claim payment within the same check. Employees will receive a claim payment for completing a monthly health management activity. The claim payment offsets the pre tax premium deduction, often resulting in increased take home pay.

Included Benefits:

• Payments for Qualified Out-of-Pocket Expenses

• Virtual Urgent Care

• Virtual Primary Care Services

• Virtual Behavioral Health

• Prescription Benefits

• Quest Diagnostics & Labcorp

• Professional Tax Consulting Services

• Human Performance Coaching

← Watch This Video to Learn More

Your Policy - Now Even Better!

Virtual Primary Care

See a U.S. Board-Certified doctor online for your annual checkup, preventive care, and follow-ups— easy, convenient, and from anywhere.

Virtual Urgent Care

Schedule a visit with a U.S. Board-Certified doctor. Available 24/7/365 by phone or video to quickly diagnose acute and nonchronic conditions—care when you need it, wherever you are.

Prescription Benefits

Enjoy no-cost coverage on 1,000+ medications at 70,000 retail pharmacies nationwide including CVS, Kroger, Rite Aid, Walgreens, and Walmart with a digital ID card. The plan also offers home delivery and discounts for certain prescriptions not covered.

Virtual Behavioral Care

Connect with a licensed therapist for a secure, confidential session to support addiction, depression, family difficulties

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More Take Home Pay

QUESTIONS?

Q. Does the LLH Healthcare benefit replace my healthcare coverage in any way?

A. No. This supplemental benefit is separate from any other coverage you may have.

Q: Will enrollment in LLH affect my Take-Home Pay?

A. No, enrollment in LLH does not affect your take-home pay.

Q. If I do not qualify or have opted out other employee benefits, can I still enroll in this benefit?

A. Yes. This supplemental program is independent of other benefits, and you may be eligible even if you do not qualify for them. Participation involves no out-of-pocket costs.

Q. How will I know if I qualify?

A. Once you’re auto-enrolled or opt back into the benefit and meet the eligibility requirements, we’ll send you a welcome email with everything you need to get started including how to download the app and start enjoying your benefits right away!

Q. Can I opt out of the LLH Healthcare Benefit?

A. Yes. You can call the Service Center with questions about your benefits or to opt out of the benefit at 800-280-8034.

Q. How did LLH Healthcare receive my information?

A. Your employer securely shares certain employee information with trusted partners for business purposes, such as managing payroll and health benefits. LLH Healthcare does not sell or redistribute your information. All employee data is kept safe and protected.

Q. Can virtual care doctors prescribe medication?

A. Yes, the patient will be provided a prescription if the consulting doctor deems it necessary. However, doctors will not prescribe substances controlled by the DEA, non-therapeutic and /or certain drugs that may be harmful due to potential abuse. Doctor will not refill maintenance medication (high blood pressure, high cholesterol and diabetes) if the patient has not visited with their primary care physician over six (6) months.

Q. Do you provide access to a doctor 24/7?

A. Yes, virtual urgent care provides access to a doctor 24 hours, 7 days a week, 365 days a year.

Q. Who should I talk to for assistance at the pharmacy or questions around my Rx Benefits?

A. Call (855) 798-2538

Q. Why do retail pharmacy prices vary?

A. Each pharmacy sets its own pricing structure, and the discount you receive is applied to that pharmacy’s specific cost—resulting in the final price you see. Our program reduces this on thousands of covered prescriptions.

Q. Where do I find Tax Rite portal?

A. Once enrolled in the program, your Tax Rite portal can be found at www.taxhotline.net. Your username is your last name. Your password is your last name + DOB OR your last name + Last 4 digits of SSN.

Q. Are Section 125 Plans legitimate?

A. Yes. These are IRS-approved programs that allow pre-tax salary deductions to pay for benefits like the Hospital Indemnity Plan.

Q. Will the Indemnity Plan impact my refund or taxable income? Possibly, yes.

A. Claim payments aren’t included in your W-2 wages. If you received excess benefits, they may be added to your taxable income, which could affect your refund or tax liability.